The Crew

Every third COD order can be a bet you lose.

In COD markets, failed and returned deliveries run 15–30% of orders — three to five times the prepaid rate. Each one costs ₹150–300 in two-way shipping before you count the tied-up stock. It is the single biggest leak in how most of the world sells, and most stores only find it on the bank statement.

LiveIn every tierOff until you switch it on
RTO Shield, this morningSample data
#RS-10482COD · ₹1,258

HighPrepaid nudge sent

#RS-10469COD · ₹640

LowShipped normally

#RS-10455COD · ₹2,140

Very highConfirm-order alert sent to you

The leak most stores only find on the bank statement.

A COD order isn’t a sale until it’s paid for. Every third one, in a COD-heavy market, is a bet, and the bet costs money whichever way it goes.

COD orders that fail or come back15–30%
Lost in two-way shipping, per order₹150–300
Lost to COD failure & RTO in India, every yearup to ₹8,000cr
A prepaid orderno return leg
A failed COD order3–5× the cost

Two-way shipping, restocking, and the working capital tied up in transit — for stock that never actually sold.

And it isn’t only an India problem. COD still runs 30–80% of orders across South Asia, the Gulf and Latin America, and RTO Shield scores every COD order, wherever you sell.

Two signals. One honest score.

History alone tells you about a repeat customer. Pincode alone tells you about an address. RTO Shield reads both, and it refuses to guess on a signal it doesn’t have yet.

Order #RS-10528
COD · ₹1,890Sample data
Customer history

First order here — no track record yet

Contributes almost nothing, since there’s nothing to score

Pincode area-risk
unlocked · 5 orders

5 resolved orders here — 2 came back

Contributes 0 until 3 resolved orders, so a quiet address is never punished on a hunch

0
Combined scoreHigh — nudge prepaidhistory: thin · pincode: elevated
Grounded on
customer’s first order — no history to score5 resolved orders to this pincode, 2 were RTOarea-risk index: unlocked at 3 resolved orders
Prepaid nudge sent: a personalised PREPAID- coupon, capped by the offer engine

Three bands. Never a blind block.

The score routes the order into one of three lanes. It never blocks a sale on a guess, and only one of them ever needs you.

06080100

It only claims what it actually saved.

An RTO is marked “prevented” only when a nudged COD order genuinely converts to prepaid and captures — grounded attribution, with the evidence attached. No credit for orders that would have shipped fine anyway.

NUDGED ORDERS · 7 DAYSA representative week
High & very-high orders nudged0
Converted to prepaid & captured0
Counted as “RTO prevented”0
Stayed COD, shipped normally — not counted0

Idempotent per order — a nudge is never metered as “prevented” twice, and an order that stayed COD is never counted at all.

Every rule here is code, not a setting.

RTO Shield can nudge and flag — it can never cancel a sale, invent a discount, or hide its reasoning. None of that is configurable.

Off by default — you turn it on when you’re ready.
It never cancels an order on its own; very-high risk only flags for your confirmation.
Its coupons are capped by the offer engine (discount ceiling, CLV floor, Champions excluded).
Every score shows the evidence behind it: history and pincode, not a black box.
StaffedOperatedSovereign

Stop finding it on the bank statement.

RTO Shield ships on day one, in every tier — no add-on, no separate bill. Off until you turn it on.